Ever heard the story about the ants and the grasshopper?  While the ants were busy tucking foods away, the grasshopper was busy dancing and singing.  When the snow came and the grasshopper could not find any food, the ants were very comfortable in their anthills and never went hungry because of the food they stored.  […]

Let us say for example that you have been diligently paying your mortgage payments of your house.  This makes the value of your house much higher.  But due to unexpected credit card debts, you need some money to help repay your debts or at least consolidate them but do not know where to start.  One […]

There are only a couple of ways to make money. Increase your income and/or decrease your expenses. Most of us concentrate on saving and investing on our hard earned money to grow it further. People usually rely on savings accounts to save money and then many go a step further and invest in businesses and […]

1. Track purchases: Business or corporate credit cards provide a great system for tracking employee expenses and taking advantage of tax savings for eligible business purchases.
2. Stop prescreened offers: You can opt out of prescreened offers for 5 years (or even permanently). Just call 1-888-5-OPTOUT; within 60 days, mailings should stop.
3. Get your rewards: As […]

1. Four top tips: Four highly recommended methods for managing debt are to track your expenses, cut spending, pay cash and establish an emergency fund.
2. Make timely payments: If payments to your DMP and creditors aren’t made on time, you could lose progress you’ve made on paying down your debt.
3. Know the differences: Debt management […]